Credit Repair
Services
credit concerns and explain your options. Review
the credit reports from each of the 3 major credit
bureaus. Get your FREE credit evaluation today.
Your FREE
Consultation
cost to discuss necessary actions to take to
improve your overall credit profile.
Get your FREE online credit evaluation today.
Credit Evaluation
Just complete our simple signup form and then follow our instructions on getting your free credit reports (Experian, Equifax, and TransUnion) as well as collection agencies and other credit furnishers.
Set a Goal
Upon receipt of your 3 credit reporting we will conduct a line-by-line review, note your issues, and present the list of items we have identified as dispute candidates for your review.
Get Results
We will challenge your inaccurate and questionable items with the 3 credit bureaus. If the items challenged are not corrected, we will automatically send customized re-disputes to maximize the outcome.
We provide unlimited disputes of any questionable items on your credit report with all three credit bureaus.
Our service is backed by our condition-free 90 Day Money Back Guarantee Policy. Our credit repair experts are ready to fight for you and help in any credit situation:
- Identity Theft
- Late Payments
- Chraged-Off Accounts
- Repossessions
- Foreclosures
- Defaults
- Duplicate Accounts
- Employment History
- Incorrect Names
- Incorrect Aliases
- Incorrect Address
- Items That Does NOT Belong To You (belong to someone with similar name)
- Business Credit Showing Up on Your Credit
TrueCredit.Repair can help you regain the credit score you once had before any of these unfortunate incidents occurred. At True Credit Repair we understand how hard it can be to take control of your credit rating and what steps might be necessary to get to the Credit score you deserve. Not only do we make the process easy but we keep you informed 24/7 along the way via your customer portal – because we believe “knowledge is power”.
Typically, clients see best results after six months of being in the program. This allows the positive reporting to build traction and show a history of on-time payments which account for over 35% of your credit score.
Our Vision
True Credit Repairs' mission is to help as many people as possible to improve their credit by, Fixing derogatory items, Removing items that are listed in error, Erasing items that should not be on a credit report, and Educating how to keep their credit in good standing. In that way helping people to be FREE from the downfalls of bad credit.
Rebuild, Repair & Improve Your Credit Score!
Are you looking for a Credit Repair service that will be able to improve and increase your credit score with the fastest results? True Credit Repair will work with the credit bureaus and your creditors using every legal tool and procedure allowable by law to challenge and remove the negative report items that affect your credit and increase your credit scores.
We have worked on thousands of credit files and take great pleasure in helping our clients achieve their credit score goals. Our mission is to provide industry-leading credit repair and superior customer service at an affordable price to help consumers with credit issues restore their credit and build strong credit foundations. If you are on the internet and google "credit repair near me" and get True Credit Repair, you’re getting the best in the business.
Not only is True Credit Repair here to help you get to a better credit score but, also to teach all our clients how to prevent making any future mistakes. Our service also helps our customers recognize and prevent future credit breaches.
When it comes to your Credit Score, it’s this power that will save you money on:
- Receive Good Interest Rates for Dream Home Loan
- Receive Good Interest Rates for Auto Loan
- Save Money On Car Insurance
- or Help You Get Insurance - Insurance Companies Check Your Credit Score!
In some cases your credit score, makes the difference between getting hired for that dream job you apply for! Once you decide to let us take you on the exciting journey to better credit, we will start disputing negative items from your credit report. Disputing incorrect information from your credit report and disputing credit inquiries you didn’t approve of or should have fallen off of your report over time!
If you are committed to improving your credit using our unique and exclusive method, this service is for you. This combination will put you on the path to strengthening your credit. So, let’s get you started today!
Credit Consulting
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
Credit Repairing
Complete our simple online enrollment form and have easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
What Are You Waiting For?
Let's Get Started With Improving Your Credit Score. Schedule a Consultation Today!
Our Latest Services
Credit Repair
Credit Audit
Education
BusinessCredit Repair Services
We work with the credit bureaus and your creditors to verify and challenge your questionable negative items that affect your credit score. We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your credit goals. Get started today with a FREE score & credit report summary.
- FREE credit consultation
- FREE in-depth credit analysis
- FREE credit recommendations
Credit Audit Services
In our Credit Audit, we use our years of credit repair experience to uncover any information in your credit report that may not comply with the Fair Credit Reporting Act (FCRA). Our Credit Audit also includes investigating your credit health and ways you can restore and improve your credit now and over time.
- Get an in-depth review of your whole credit report.
- Get a detailed breakdown of all items on your credit report.
- Get actionable steps on how to rebuild your credit.
Education System Services
Creditors, debt collectors and consumers want the same thing; to resolve a legitimately owed debt or clear up any misunderstanding if the wrong person has been contacted. By working together, issues can be resolved quickly and efficiently. Instant access to all 3 credit reports and scores - and discover how to improve it to reach your goals.
- Credit Score & Monitoring for $1 Trial.
- Tools to monitor and protect client’s identity
- Reports and scores from all 3 bureaus with monthly updates
- Credit Score Simulator shows what changes will improve score
Business Services
We’re here to help you get the business credit and business financing you need. Our mission is to help business owners successfully find business credit, business credit lines, and business funding.
To start establishing business credit you will need to determine what type of vendor credit card you will need.
But first, here’s how to build business credit.
- Build Your Fundability Foundation
- Incorporate Your Business
- Get All Identification Numbers
- Get Set Up With the Business Credit Reporting Bureaus
- Keep Business Details Congruent Everywhere
- Apply for Starter Credit
- Monitor Your Credit Regularly
How Our Credit Repair and Restoration Works
Review Credit Reports
A misplaced negative item on your credit report will bring your credit score down unnecessarily, and such mistakes can be disputed and potentially corrected. You should routinely check your credit reports for inaccurate information.
Pay Down Outstanding
Credit utilization is a percentage found by dividing your credit balance by your total available credit. It’s the second most significant factor in your credit score, and most lenders prefer to see a utilization of 30 percent or lower. Lower your credit utilization - Keep your credit balances low.
Fix or Dispute Errors
Thanks to the Fair Credit Reporting Act (FCRA), you’re encouraged to dispute inaccurate information. The FCRA defines the rights you have over your information and makes sure that you have a say on financial actions regarding your credit.
Keep Old Cards
Many people assume they should close out old or unused credit accounts when working to improve their credit score. However, this can actually make the job harder—closing out a credit card lowers your credit utilization, which can result in a lower score. Don’t close old accounts.
Pay Your Bills On Time
Paying bills on time has a direct impact on your credit score, since payment history makes up 35 percent of your score. Late payments can remain on your credit reports for up to seven years, and those more recent will do more damage to your score.
Watch the Progress
Enjoy TrueCredit.Repair most user-friendly customer interface in the industry 24/7; track your progress, update personal and billing information, upload documents, and communicate with us. Ultimately, time is one of the most important factors in seeing improvements to your score.
Benefits of Better Credit Score and Restoration
Approval for Lower Interest Rates
One of the main benefits of better credit is lower interest rates on all your loans. The interest rates you can qualify for are directly tied to your credit score. Better credit means lower rates.
Qualify for Better Options
There’s nothing more stress-inducing that waiting to hear from a lender if you’re approved for a loan. It’s nerve-wracking sitting around wondering if your credit score is strong enough to get you the loan you want. And getting rejected for financing is heart-breaking.
More Negotiating Power
Believe it or not, your credit affects your insurance premiums. This includes auto, life, and home insurance. A bad credit history means you'll pay more for insurance than you would if you had better credit.
Choose A Package That Works For You
No contracts | Simple Pricing | Money Back Guarantee
Second Member Only $50/Month!
Individual Plan
Free Credit Consultation Enrollment: $249 Audit, Analysis & File Setup
- 3 Bureau Audit-Analysis
- 3 Credit Bureaus Challenges
- Unlimited Disputes
- Monthly Updates
- 3 Bureau Reports & Scores
- Credit Audit Every 45 Days
- No Contracts
- 24/7/365 Portal Access
- Phone Customer Support
- Assistance Structuring Lines of Credit
- Card Spending and Tradeline Building
- Identity Theft Protection
- 90 Days Money Back Guarantee (If No Results)
Couples Plan
Free Credit Consultation Enrollment: $398 Audit, Analysis & File Setup
- 3 Bureau Audit-Analysis
- 3 Credit Bureaus Challenges
- Unlimited Disputes
- Monthly Updates
- 3 Bureau Reports & Scores
- Credit Audit Every 45 Days
- No Contracts
- 24/7/365 Portal Access
- Phone Customer Support
- Assistance Structuring Lines of Credit
- Card Spending and Tradeline Building
- Identity Theft Protection
- 90 Days Money Back Guarantee (If No Results)
Individual Basic Plan
Free Credit Consultation Enrollment: $149 Audit, Analysis & File Setup
- 3 Bureau Audit-Analysis
- 3 Credit Bureaus Challenges
- Unlimited Disputes
- Monthly Updates
- 3 Bureau Reports & Scores
- Credit Audit Every 45 Days
- No Contracts
- 24/7/365 Portal Access
- Phone Customer Support
- Assistance Structuring Lines of Credit
- Card Spending and Tradeline Building
- Identity Theft Protection
- 90 Days Money Back Guarantee (If No Results)
What Are You Waiting For?
Free Credit Repair Consultation
Are you tired of being denied loans or credit cards due to a low credit score? It's time to take control of your financial future with True Credit Repair's free credit repair consultation. Our experienced team will look over your credit report and guide you with recommendations to help you fix errors and remove negative items on your credit report.
From fixing errors and removing negative items to improving credit scores and increasing approval rates for loans and credit cards, True Credit Repair has helped thousands of customers achieve financial success.
With no upfront fees or long-term contracts, a satisfaction guarantee, and a convenient scheduling process, there's no risk in scheduling a consultation today. Don't wait any longer to start building a stronger financial future - schedule your free consultation
Don't Wait Any Longer to Take Control of Your Financial Future... Book your FREE True Credit Repair consultation today!
Free Consultation
Our Client Reviews
True Credit Repair was the best thing that has happened to my credit report. I had the opportunity to work with this firm and it was a blessing in disguise. My scores improved dramatically.
This company does a phenomenal job with financial advice and credit repair! I was able to start establishing my business credit. We just received our first business credit card and approval for our line of credit. You guys really know your stuff! Thank You
Awesome staff and great results!!! True Credit Repair delivered as promised. Highly recommend
Una empresa increíble con resultados increíbles! Muy profesional y obtiene resultados en el momento oportuno! Definitivamente lo recomendaría!!!
True Credit Repair is by far the best! I recommend it to anyone that need to get their credit fixed.
Pudieron eliminar varios elementos de mi informe crediticio y mi puntaje se disparó. Pude comprar mi auto nuevo.
I am happy for the service, before my credit was 460 now after a few months my credit is up to 690. Very professional, love how I’m able to see and track the progress. Thank You
Gran empresa, te informan sobre los cambios. Además, puede realizar un seguimiento de su puntaje crediticio e informar cuando lo desee. Lo recomendaría altamente.
I wish I could met this company sooner. They did an amazing job in my husband and I credit restoration. His credit was terrible in a matter of a few months now his credit is 721. Thank you for all the call, text to check if you send the letters out. We are grateful for True Credit Repair we thank you so much. 😘
Great company, they update you on changes. Also, you can track your credit score and report whenever from the portal they provide. I would highly recommend this company.
Disclaimer: When negative information in your credit report is accurate only the passage of time can assure it is removed. According to the Federal Trade Commission a credit reporting company can report most accurate negative information for seven years and bankruptcy information for ten years.