
Rent Reporting Service
Did you know that your good rental payment history is not routinely reported to the 3 credit bureaus?
While this may be the case, True Credit Repair has the tools you need to get your good rental payment history showcased on your credit report. With one monthly subscription, you can build credit by paying your rent — and other payments — like usual. Payment history makes up 35% of your credit score.
True Credit Repair is offering a separate service that will report rental payments to 2 credit bureaus: Equifax, and TransUnion.
(It is the responsibility of the client be sure that the trade line submitted has been and will continue to be in good standing).
Your existing monthly payments can build credit. Start adding them to your credit profile to add more to your score. Imagine your last 24 months of payment history being shown on your report in less than 30 days. Your credit score could bounce up to 30 to 100 points faster than anything you have seen before.
Rent is a monthly expense for approximately 68% of the people in the United States, yet many of them neglect the opportunity to use their timely rent payments to improve their credit history. Building credit can take time; even a small slip-up, for example, making a late credit card payment, can have a negative effect. However, most renters pay their rent on time each month and should benefit from such responsible financial behavior.


How To Build Credit With Your Rent
Build your credit history simply by paying rent on time. Once you subscribe to one of the rent reporting agency, Rock The Score or RentReporters - they will automatically report your on-time rent payments to Trans Union & Equifax, helping you get the credit score you deserve.
It’s About Time Rent Works for You!
Rent is one of your largest monthly bills. Why not make it work to your advantage?
- Build credit history simply by paying rent on time
- Contribute to your credit score without taking on any additional debt
- Achieve financial goals, like approval for a car loan or mortgage
Collaboration With Landlords
When it comes to rent, the landlord is usually the key player. Agencies handle this relationship differently, and it’s one of the important elements to check when choosing the service that will help add rent to the credit report.
Evaluating the factors above will help you choose the right rent reporting agency for your needs. With the right agency, you can start building your credit history and improve your credit score.
Start Building Your Credit Today!


Credit Repair Vs Reporting
- Credit Repair correct and removes inaccurate information from credit reports
- Credit Reporting adds a positive trade-line history of 24 months to the credit report
Your Trade-Line Will Be Reporting In 2 Ways:
- Ongoing Monthly Reporting: Your responsible rent payments will be reported monthly to Equifax and TransUnion, ensuring your consistent financial responsibility is recognized.
- Two Years of Prior Rental Reporting: Your last 24 months of on-time payments will be showcased on your credit report, giving potential lenders and creditors a comprehensive view of your financial history.
The Rent Reporting Benefits:
- Significant Credit Score Increase: Watch your credit score rise with the recognition of your timely payments by two major credit agencies.
- Aged Tradeline Advantage: If you have a thin credit history, this service adds valuable depth to your credit reports, making you a more attractive candidate to lenders.
- Appear as a Property Manager: On your credit report, your rental payments will be reflected as a property management company, emphasizing your responsible financial behavior.
Disclaimer and Client Responsibility:
- Positive Tradeline History: We'll add 24 months of positive rental history to your credit report, but it's essential that the tradeline you submit has been and continues to be in good standing.
- Credit Status Responsibility: Your credit status is ultimately your responsibility. While we can enhance your credit profile, it's crucial to maintain financial responsibility.
- Not a Credit Repair Service: Please note that this service is not a credit repair solution; it's a proactive way to strengthen your credit with the power of your rent payments.
- True Credit Repair may be compensated: If consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. This, however, has no bearing on our reviews and comparisons. We will do our best to keep things fair and balanced to assist you in making the best decision.
We are not responsible for the service being done. All questions or concerns must be expressed to the third party company after enrolling for their service.
Don't let your good rental payment history go unnoticed any longer. Take control of your credit future and unlock financial opportunities you never thought possible.
Ready to Boost Your Credit Score?

True Credit Repair was the best thing that has happened to my credit report. I had the opportunity to work with this firm and it was a blessing in disguise. My scores improved dramatically.

This company does a phenomenal job with financial advice and credit repair! I was able to start establishing my business credit. We just received our first business credit card and approval for our line of credit. You guys really know your stuff! Thank You

Awesome staff and great results!!! True Credit Repair delivered as promised. Highly recommend

Una empresa increíble con resultados increíbles! Muy profesional y obtiene resultados en el momento oportuno! Definitivamente lo recomendaría!!!

True Credit Repair is by far the best! I recommend it to anyone that need to get their credit fixed.
Have any Questions? Don’t Hesitate Call Us Today!
Contact us today to access, review your credit report, and find out how to improve your credit card limit and credit score.
(888) 407-7747

Rent Reporting Benefits
Are you a landlord? Learn how to collect rent through RentRedi so you can report your tenant’s on-time payments.
- Eliminate Rental Debt: 1/3 of delinquencies stop when
Landlords report rent payments
- Reduce Tenant Eviction Costs: $11k saved per Tenant eviction
- Reward Tenants: 67% of Tenants prefer a rental
property with rent reporting
RentRedi landlords can now offer credit boosting to tenants! When a tenant chooses to report on-time rent payments to TransUnion, they can boost their credit by as much as 26 points.
FAQ's
The Federal Trade Commission entitles everyone to a free credit report every 12 months, which can be requested here. Rock the Score and Rent Reporters report your on-time rent payments to two of the three major credit bureaus (Trans Union & Equifax), helping you get the credit score you deserve. For more information on getting your credit report, you can visit the Federal Trade Commission’s website here.
Generally, your rent payments don’t get reported to credit bureaus, unlike your credit card or mortgage payments. But if you are looking for a way to build your credit history without taking on additional debt, reporting your on-time rent payments can be an excellent option for doing so.
While acceptable credit scores vary from landlord to landlord, generally a good credit score to rent an apartment ranges from 620 to higher. Read here for our comprehensive guide on how to run a credit check.
Rent reporting agencies cannot control or guarantee a particular change in your credit score. However, scores typically increase the most for renters who lack credit history or have low scores. Once you have a consistent history of on-time payments, you can check your credit score for free here.
Rent reporting can benefit everyone but is especially helpful for renters who lack any credit history and renters with a low credit score. You’ll build your credit history without taking on additional debt.
TransUnion & Equifax is two of three trusted credit bureaus that are responsible for collecting and maintaining consumer credit reports in the U.S. These reports are then provided to subscribers, such as landlords, mortgage lenders, etc., who decide whether or not to extend you credit or accept you as a tenant.
What Are You Waiting For?
Let's Get Started With Improving Your Credit Score. Schedule a Consultation Today!
Disclaimer: When negative information in your credit report is accurate only the passage of time can assure it is removed. According to the Federal Trade Commission a credit reporting company can report most accurate negative information for seven years and bankruptcy information for ten years.